SVP & SAD Manager

SVP & SAD Manager is responsible for managing the special assets portfolio and the team with a focus on the mitigation of losses for the Bank. Responsibilities include analyzing financial plans, negotiating loan collection, or restructuring, and recommending/overseeing litigation, liquidation, or charge-off of loans.

QUALIFICATIONS:
Education and/or experience

• Bachelor's degree in Business Administration or related field or equivalent experience.
• Minimum seven years of experience in banking and five in a management position.
• Strong sales and persuasive written and oral communication skills; ability to communicate effectively and project a professional image.
• Strong analytical skills with a thorough understanding of all aspects of financial statements, including cash flow and commercial business activities.
• Good knowledge of lending regulations, lien laws, and loan documentation.
• General knowledge of deposit regulations and new account documentation.

KNOWLEDGE, SKILLS, ABILITIES REQUIRED:
Communication Skills

• Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
• Ability to respond effectively to the most sensitive inquiries or client complaints.
• Ability to make effective and persuasive speeches and presentations on controversial or complex topics to top management, employees, regulators, or board members.
• Present a professional image in dealing with clients, interdepartmental, and external representatives.

Computer Skills

• Accurate typing/keyboarding skills; basic computer skills, including the use of word processing, spreadsheet software applications, and e-mail.

Reasoning Skills

• Excellent analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
• Ability to retain a broad knowledge of tasks performed in the lending functions.

Management Skills

• Ability to demonstrate the highest level of ethical behavior.
• Organizational ability with strong supervisory and management skills.
• Ability to remain flexible in order to adapt to changes in the work environment.
• Ability to study and apply new information.
• Ability to take initiative and prioritize tasks; good time-management, problem prevention, and problem-solving skills.
• Ability to work accurately with close attention to detail.
• Ability to maintain confidentiality of sensitive information.
• Ability to work with co-workers, clients, and outside agencies professionally and tactfully.
• Possess a work ethic that includes neatness, punctuality, and accuracy.
• Exhibit a professional, businesslike appearance and demeanor.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.