New 
Commercial Underwriter - Killeen, TX
 First National Bank Texas | |
 United States, Texas, Killeen | |
 Sep 02, 2026 | |
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Commercial Underwriter
#784-30079
Killeen, Texas, United States
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FNBT Headquarters IH-14 Location Address
901 East CTX Expressway Position Type
Full Time Requirements
* Bachelor's Degree in Accounting, Finance, Business Management or related field
* 5-7 years experience in lending or credit preferred * At least 18 years of age * Ability to organize and prioritize * Detail oriented and ability to multi-task * Proficient in Microsoft Office * Must be a self-starter and able to meet all deadlines * Must communicate effectively, both verbal and written * Must successfully pass background investigation according to company policy * Must be able to get along with co-workers and work effectively in a team environment * Strong analytical skills and exercises good judgement to make sound decisions * Possesses clear understanding and complies with all bank procedures, laws and regulations * Thorough knowledge of banking and lending strategies Job Description
* Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity
* Identify exceptions to lending policies and underwriting guidelines. * Ensure compliance with all applicable laws and regulations * Research borrower industry and market conditions * Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk * Prepare written assessment documenting the strengths and weaknesses commercial credit requests * Ensure that accurate and complex loan packages are delivered to approving authorities * Assist in training of analysts * Assist lenders with sales activities and customer contacts * Assist with special projects and performs other duties as assigned Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time * Constantly operate a computer and other office machinery * Ability to lift up to 25 pounds FNBT is an equal opportunity employer.
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