Loan Servicing Representative I (2211)

At SDFCU, we are committed to attracting and retaining top talent to ensure our continued success. Our tradition of exceptional service extends not only to our members but also to our employees. Through comprehensive internal training and workshops, we nurture professional strengths and provide ample opportunities for career advancement. Are you ready to join our dynamic team? We offer competitive salaries, exceptional health, dental, and vision insurance within the first 30 days of employment, a matched 401(K) plan with up to 4% SDFCU contribution, and much more.

Benefits and Perks of SDFCU Include:

• Diversity and Inclusion: Work in an environment that values and respects all team members
• Paid Holidays: Enjoy 12 paid holidays a year, including your birthday
• Flexible Work Options: Potential work-from-home options after the introductory period
• Generous Paid Time Off: Ample vacation and personal days to maintain a health work-life balance
• Tuition Reimbursement: Support for your ongoing education and career development
• Commute/Parking Incentives: Financial incentives for your daily commute
• Comprehensive Insurance: Access to excellent medical, dental, and vision insurance packages
• Gym Reimbursement: Stay healthy with our gym membership reimbursement program
• Team Bonding: Participate in company and team bonding events that foster a collaborative work environment

Join us at SDFCU and be part of a team that values excellence, innovation, and professional growth.

State Department Federal Credit Union is seeking a Loan Servicing Representative I to assist members with questions and concerns regarding an existing mortgage or consumer loan product.

Essential Duties and Responsibilities:

• Issue Home Equity & First Trust mortgage payoffs requests to attorneys, title insurance companies and borrowers.
• Handle all member inquires via phone, email and postal mail regarding the basic servicing of a consumer loan, First Trust mortgage or Home Equity loan to include escrows, automatic payment methods, coupons, payoffs and releases.
• Assist with maintaining files for consumer loans, First Trust mortgages and Home Equity loans to include filing and scanning loan documents into imaging system.
• Process basic aspects of auto loan releases and understand general guidelines for lien perfection.
• Maintain knowledge of required documentation for each loan product as they relate to the products offered and administered by SDFCU.
• Create and route Synapsis requests for loan adjustments, credit bureau reporting and research requests.
• Handle phone payments through Authorize.Net or set-up an EFT record for one-time only and recurring payments.
• Process incoming verification of mortgage requests.
• General understanding of Moneyline accounts, to include expiration, limits and overdrafts.
• Handling of indirect loan packages, including but not limited to, scanning, data validation, quality review, CIP. etc.

Required Skills and Competencies:

• College degree preferred
• Minimum 3 years of experience in a credit union or banking environment (lending experience preferred)
• Minimum 2 years of experience handling a large volume of telephone calls
• Excellent organizational and time management skills
• Excellent communications skills and attention to details
• Ability to exercise good judgment
• Experience using Microsoft office suite to include Outlook, Word and Excel