New

SBCP Underwriter - Remote in TX, AR. MO or MS

Southern Bancorp
medical insurance, vision insurance, paid time off, paid holidays, 401(k)
United States, Arkansas, Little Rock
400 Hardin Road (Show on map)
Feb 10, 2026
CURRENT EMPLOYEES: Please apply via the intertnal career site by logging into your ADP Account and apply under: Myself > Talent > Career Center. Who We Are: Southern Bancorp Community Partners is a different kind of lender. As a non-profit Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp Community Partners combines lending with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth, underserved and un(der)banked populations. Location: this job is a remote position in AL, AR, FL, GA, LA, MS, MO, NC, SC, TN or TX. Job Summary This role supports the lending team by evaluating loan applications, analyzing financial information, performing due diligence, and preparing credit recommendations. Key Responsibilities Review loan applications and supporting documentation for completeness. Analyze financial statements, income, collateral, credit history, and organizational capacity. Conduct preliminary risk assessments and identify potential credit strengths and weaknesses. Prepare underwriting summaries and credit memos Assist in structuring loan terms aligned with lending policies and borrower needs. Participate in loan review meetings and provide data-driven recommendations. Gather third-party reports (appraisals, references, UCC searches, etc.). Verify documentation and ensure compliance with internal policies and regulatory requirements. Support the preparation of loan closing documentation and conditions. Work collaboratively with business development, loan administration, and community outreach teams. Uphold the organization's values of responsible lending, community service, and equitable access. Requirements Bachelor's degree in finance, business, economics or a related field One to two years' experience working with commercial loans Strong analytical and quantitative skills. Familiarity with reading financial statements and basic credit evaluation. Strong attention to detail, accuracy, and organization. Excellent written and verbal communication skills. Commitment to the mission of expanding access to financial opportunity. Understanding of small business or nonprofit financial models. Ethical judgment and confidentiality Time management and ability to meet deadlines Collaborative and team-oriented mindset Customer service and community engagement orientation Willingness to learn and grow as part of a supportive team Physical Demand & Work Environment: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. What we offer our employees: A positive impact on Your Future: 401(k)/Roth plan with immediate eligibility and employer match up to 6% Employee stock ownership plan Discounted rate on primary home mortgage Credit and housing counseling as well as free financial education tools available to customers and employees Benefits to improve your health: No deductible medical insurance plan Dental and vision insurance Employer paid life and long-term disability insurance Flexible Spending Accounts The opportunity to nurture your well-being: Paid holidays and paid time off Bonus plan Opportunity for merit raises Employee reward and recognition programs Community service opportunities Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. As a Community Development Financial Institution, Southern Bancorp desires its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions.