Lending Support Specialist - any Southern branch

CURRENT EMPLOYEES: Please apply via the intertnal career site by logging into your ADP Account and apply under: Myself > Talent > Career Center.

Who We Are:

Southern Bancorp is more than a bank. As a Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, as well as an emphasis on Black and Brown individuals.

Job Summary

The Lending Support Specialist assists the Lending Support Officer(s) with all activities related to the collection of troubled loans and the maintenance and sale of bank assets. This role also assists with documentation and reports related to troubled loans and ordering and reviewing appraisals and in-house evaluations up to $250,000.

This position works onsite in any Southern Bancorp location.

Responsibilities

• Assists with collection/liquidation of troubled loans
• Assists in locating and retrieving collateral through contact with customers, legal representatives and collection vendors
• Monitors and inspects repossessed assets and foreclosed real estate, including obtaining and maintaining related documentation
• Coordinates sale of bank of assets and other collection and recovery activities to secure maximum recovery for the bank
• Orders appraisals and reviews appraisals and in-house evaluations for transactions up to $250,000
• Assists in preparation of management and Board of Director reports related to troubled assets
• Participates in a team effort to cross-sell other services of the bank
• Assist with monitoring and inspection of repossessions and ORE property
• Complete all required training.
• Perform other duties as required or assigned

Requirements

• High School Diploma and 2 years' experience in banking, real estate, appraisal, or collections
• Ability to effectively and professionally communicate verbally and in writing
• Ability to organize, handle multiple tasks and meet deadlines
• Ability to exercise good judgment and resourcefully solve problems
• Ability to comprehend written material and perform mathematical calculations (add, subtract, multiply and divide).
• Must be proficient in MS Office (specifically MS Word, Outlook and Excel)

Job Duties

• Ability to organize, handle multiple tasks and meet deadlines
• Ability to excercise good judgment and resourcefully solve problems
• Ability to comprehend written material and perform mathmatical calculations.
• Must be proficient in MicroSoft (MS) Office (specifically Word, Outlook and Excel)

What we offer our employees:

A positive impact on Your Future:

• 401(k)/Roth plan with immediate eligibility and employer match up to 6%
• Employee stock ownership plan
• Discounted rate on primary home mortgage
• Credit and housing counseling as well as free financial education tools available to customers and employees

Benefits to improve your health:

• No deductible medical insurance plan
• Dental and vision insurance
• Employer paid life and long-term disability insurance
• Flexible Spending Accounts

The opportunity to nurture your well-being:

• Paid holidays and paid time off
• Bonus plan
• Opportunity for merit raises
• Employee reward and recognition programs
• Community service opportunities

Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

As a Community Development Financial Institution, Southern Bancorp desires its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities.