Mortgage Loan Originator

Northwest Bank

Jan 16, 2026
Job Description The Mortgage Loan Originator is responsible for proactively soliciting new residential mortgage business through internal and external sources in an assigned geographic area. This individual will participate in business related development opportunities, professional organizations, and community efforts to promote homeownership. Essential Functions Ensure exceptional customer service experience throughout the loan origination process. Interact with other team members and other departments in a professional manner Submit complete credit applications with supporting documentation Develop and maintain successful relationships with internal and external referral sources Prospect new mortgage lending opportunities Facilitate communication activities with customers and referral sources during loan origination process Review applications, credit files, and customer qualifications to determine appropriate loan products and pricing Counsel and coach loan applicants to assist them towards their goals and to deliver the best loan products for their needs Request timely loan rate locks for Secondary Marketing Maintain up-to-date knowledge of loan products including conventional, portfolio, FHA,VA, USDA-Rural Housing programs and secondary market rules Achieve production and quality goals Cross-sell other Northwest products and services to loan applicants Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Ensure compliance with third party agencies and vendors Qualifications High School Diploma preferred NMLS Registry Per the SAFE Act, annual renewal as a condition of employment Upon Hire 3 - 5 years Mortgage origination or sales experience preferred Ability to successfully meet production and quality goals Knowledge of banking industry laws, regulations, and the retail origination process Knowledge of conventional, government loan products and guidelines including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing and VA loans Knowledge of Ellie Mae-Encompass Loan Origination software, Freddie Mac - Loan Product Advisor and Optimal Blue pricing engine Knowledge of retail mortgage loan pricing Sales skills with the ability to turn prospects into customers Strong networking and organizational skills Ability to work collaboratively and manage multiple deadlines and priorities Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.