Manager, Credit Expansion

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

What the Manager, Credit Solutions does at Visa:

Reporting to the Senior Director, Credit Product Management (Global), you will play a key role in supporting the global credit product strategy and execution at Visa. This manager-level role will focus on driving operational excellence, developing and sharing best practices, supporting product innovation, and contributing to Visa's thought leadership in consumer credit. You will work closely with regional product teams, client-facing teams, and cross-functional partners to help deliver end-to-end consumer experiences that strengthen Visa's position as a preferred partner for issuers and consumers.

This role offers the opportunity to contribute to one of Visa's most important global product portfolios, directly impacting consumer engagement, issuer relationships, and Visa's growth strategy. You will be joining a dynamic, collaborative team at the forefront of digital payments innovation.

Essential Functions

Support the definition, modernization, and administration of Credit Product Rules, including managing waiver requests and ensuring rules remain fit-for-purpose.Coordinate with internal stakeholders to ensure operational processes run smoothly.

Best Practices Development

Assist in identifying, documenting, and disseminating best practices to improve credit product performance (activation, usage, and engagement).Conduct analyses with Visa Consulting & Analytics to generate actionable recommendations.

Product Innovation

Contribute to the design and execution of initiatives under Visa's 2030 strategy to expand credit offerings both within and beyond traditional card issuance.Support pilot programs and market rollouts.

Thought Leadership

Collaborate with regional and in-market teams to produce insights, trends, and market perspectives on the direction of consumer credit.Help prepare materials for industry engagements, client workshops, and internal knowledge-sharing sessions.

Cross-Functional Collaboration

Partner with Corporate Strategy, Marketing, Client Services, Finance, Pricing, Legal, and Compliance to ensure alignment and execution of credit product initiatives.

Business Management

Support business planning, management reporting, budget tracking, and compliance monitoring for credit product activities.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications

• 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• Bachelor's degree with 8+ years of work experience, or Advanced degree with 6+ years of experience (MBA preferred).
• Minimum 5 years of experience in product management, preferably in payments, financial services, fintech, or related industries.
• Strong understanding of credit products, consumer behavior, and product operations.
• Experience working with global or regional markets in a matrixed organization.
• Familiarity with payment network rules, credit product economics, and emerging financial technologies.
• Analytical skills with the ability to translate insights into actionable strategies.
• Strong project management capabilities with an execution-oriented mindset.
• Excellent communication skills with the ability to influence and collaborate across functions and geographies.

Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 138,500 to 200,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.