Credit Manager

This individual will be responsible for the credit risk with the trade receivables that includes establishing credit policies, underwriting larger credits, and management of several credit team members. The candidate will also effectively use lien and bond rights for rentals to reduce credit risk and improve collection. They will work with RDO team members at the stores to understand the credit risks and needs of our customers. They will have strong business credit underwriting background, management experience and excellent communication skills.

Specific Duties Include:
* Establish and implement credit policies, processes, and procedures for underwriting the trade receivables portfolio and lien and bond rights of rentals.
* Effectively manage the credit staff providing leadership, training, support, and guidance so they perform at a high level.
* Complete credit review and underwriting for larger credits.
* Create and maintain a positive work environment for the credit team.
* Provide effective communication and team approach with store management about the credit risks with customers.
* Maintain effective relationships with supervisor, direct reports, store personnel, and accounting staff.
* Demonstrates leadership in all aspects of managing credit risk.
* Ensure that the company/location reputation and image in the community is consistent with RDO Equipment Co. Core Values, and that business relationships with all stakeholders are not compromised.
* Manage the evaluation, allocation, and management of physical and financial resources and administer the hiring, development/training, management, evaluation, and effective assignment of people resources.
* Responsible for ensuring that sound and safe business practices and processes are implemented and continuously improved to effectively and efficiently achieve ethical business objectives.
* Follow all safety rules and regulations while performing work assignments and adhere to all policies and procedures as specified in company manuals and as directed in the employee handbook.
* Proactively seek and participate in available company-sponsored training, in an effort to develop and advance knowledge base and skill set.
* Perform all other duties as assigned by management in a professional and efficient manner.

Job Requirements:
* 5+ years' experience managing business credit underwriting function
* Senior finance experience in retail environment
* Strong people management skills
* Strong oral and written communication skills
* Excellent organizational skills
* Proficiency in MS Office required
* Candidates must have valid work authorization and be able to work in the U.S. without company sponsorship.