Senior Global Trade Specialist (Hybrid)

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Under minimal supervision, performs a variety of duties in support of department operations. Performs as lead processor on credit monitoring and letter of credit processing, maintenance and information reporting. Proactively coordinates transactions with commercial lenders, legal, loan operations and directly with customers to meet required deadlines. Ensure that all operations are conducted in accordance with internal compliance standards. Support management to maintain the efficient and accurate functioning of department specified lines of credit and letter of credit processing within the department.

This is a hybrid role based out of our Corporate headquarters in downtown Lancaster, PA.

Process letters of credit and properly verify related loan documents ensuring that all conform to legal and lending requirements. Input data for letter of credit activity into the appropriate operating system. Prepare monthly reports on letter of credit outstanding items, delinquent accounts receivable and other reports as directed. Advise Fulton Bank and affiliate bank loan officers and branch managers on requirements for letters of credit. Advise and assist internal and external customers with complex issues, and processing of letter of credit transactions. Assist with the more complicated aspects of the billing process and its related management reporting systems. Help track accounts receivable and update delinquency reports. Proactively support record keeping for Fulton Bank and affiliate letters of credit and maintaining the access database and all necessary reports. Follow requirements and compliance with all bank secrecy act programs. Maintain strong knowledge base of industry standards and requirements for letters of credit. Assist less experienced staff as needed.
• Review and maintain documentation in accordance with letter of credit terms, conditions and requirements. Carefully examine all presented shipping documents against commercial letter of credit requirements. Document and escalate any discrepancies to management. Coordinate resolution with customer to help ensure compliance with letters of credit. Initiate departmental specific messages to foreign banks as required. Maintain understanding of departmental specific messages and global correspondent bank network.
• Review and process requests for advances under trade finance lines of credit. Conduct necessary compliance checks. Ensure accurate funds movement and accounting postings. Responsible for completing and maintaining all necessary reporting.
• Responsible for inputting new customer information into the system of record. Ensure that data is complete and accurate. Responsible for training clients on online transaction initiation and building customer manuals.
• Responsible to maintain and update workflows and Procedure documentation on a quarterly or as needed basis as directed by management. Make recommendations for improvements in processing or customer service to management.

Bachelor Degree or the equivalent experience. Specialty: Business or equivalent. (Preferred)

5 or more years Letter of Credit, Trade Operations and/or SWIFT messaging. (Required)

0 to 6 months Strong knowledge base of all articles within the UCP and ISP98, which relate to documentary and standby letters of credit as well as Incoterms in international trade. (Preferred)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The hourly rate for this position is $18.89 - $29.86.

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.