VP Commercial Relationship Manager

Telhio Credit Union

paid holidays, 401(k)

United States, Ohio, Hamilton

May 27, 2025

Position:
VP Commercial Relationship Manager

Location:

Cincinnati, OH

Job Id:
816

# of Openings:
1

Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT&T) employees. Telhio now serves over 70,000 member-owners throughout central and southwest Ohio. Telhio's mission is to be a trusted financial partner, committed to serving our community with integrity, care and commitment. Every interaction with our members is guided by these core values. We foster a culture of accountability, respect, and inclusivity-embracing diverse perspectives and actions to strengthen our organization, Board of Directors, staff, and membership.

The VP/Commercial Relationship Manager is accountable for sourcing and discovering new prospects and growing existing member relationships for the delivery of loans, deposits and referrals to other lines of business. While assessing, qualifying and preliminarily underwriting new applications, and managing a loan portfolio.

What you will do:

Develop, manage, maintain and grow sound and profitable commercial banking relationships to meet or exceed sales productions goals.
Develop and maintain a solid presence in the community by frequently attending business development and networking functions outside of the credit union to develop strong relationships to drive referrals and deal flow
Collect and analyze financial information to ascertain a borrower's credit worthiness and prepare loan request presentations for review and approval
Properly structure and successfully negotiate loan transactions with members and prospects in adherence with the credit union's credit policy
Prepare effective credit packages for credit approval and present packages to the required level of credit authority.
Interface with loan processing, compliance and credit departments to facilitate loan underwriting, approval, documentation and closing.
Successfully manage a loan portfolio to include timely collection efforts on all past due loans and loans in default
Cross-sell Telhio Credit Union deposit products and services (remote deposit, cash management, card services) to current and prospective clients to deepen relationships
Provide consistent and exceptional member service to all clients by communicating clearly and thoroughly

What you will need:

4-6 years Experience in Commercial and/or Business Lending Required
High School Diploma or Equivalent Required
Bachelor's degree preferred
Knowledge in: Fannie Mae and Freddie Mac, "Investor Regulations, FEMA Regulations and Requirements and Equal Credit Opportunity Act
Must be able to pass a background check including: Credit, Drug Screen, Criminal and bondability

What you will earn:

Competitive pay
Benefits: several medical plan options, dental, free vision, free life and free disability insurance
6% matching and immediately vested 401(K) plan
Generous schedule for paid holidays, vacation and personal time for a healthy work-life balance
Opportunity for personal career growth, continued education and mentorship programs
Volunteer opportunities impacting the local community

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires sitting; some reaching; frequent standing and walking; some stooping or kneeling. The employee must occasionally lift and move up to 50 pounds.

This is a Non-Collective Bargaining Unit.

Telhio is an equal opportunity employer

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