VP Commercial Banking

About Marquette Bank

If making an impact is important to you, you belong with the Marquette Bank Team. You'll enjoy the opportunity to make a difference for our customers and in our neighborhoods. You'll love our welcoming, supportive, friendly, team-centered work environment - including perks like an expansive benefits package, growth opportunities, gym subsidy, tuition reimbursement and community involvement opportunities!

Come be a part of something bigger at Marquette Bank.

Founded by John F. McCarthy in 1945, the bank has been committed to providing financial services to meet the savings and borrowing needs of southwest Chicagoland. We have continued to grow and are proud to be a modern neighborhood bank with 20 branch locations to serve our customers and communities.

Pay Range: $120,000 - $130,000

Position Summary:

The Vice President Commercial Banking is responsible for developing and managing commercial banking business relationships including attracting new business; structuring, underwriting and closing of commercial real estate loans; and monitoring, maintaining and servicing an existing loan portfolio. This position is also responsible for providing high quality service to customers, while producing above average levels of profit to our shareholders, without compromising the safety and soundness of Marquette Bank.

Essential Duties and Responsibilities:

• Develop and maintain an initial commercial/real estate loan portfolio in the range of fifty-five million to ninety-five million dollars.
• Meet or exceed the prescribed individual loan officer goals that are established annually for loans, deposits, services, portfolio maintenance, and non-interest income.
• Heavy emphasis on developing new relationships through either existing referrals and/ or effective manner of prospecting.
• Work along with other departments, particularly the retail branches providing awareness to the suite of Commercial Loan products. In some instances, this individual may be assigned a Sales Region with whom they will work directly.
• Assess the needs and opportunities related to specific customers, and the role our products and services can play in providing business solutions.
• Collect and analyze financial and related data to determine the general credit worthiness of the prospect/customer, the merits of the specific loan and product request, and make appropriate recommendations to the Senior Officer or designated Vice President.
• Establish and negotiate terms under which credit will be extended including rates, fees, repayment schedule, and collateral requirements.
• Daily review and disposition of commercial overdrafts in relation to assigned account portfolio.
• Monitor the current creditworthiness of existing credits. This is to be accomplished through the review of current financial information and collateral reports; as well as personal site visits and discussions with loan clients.
• Approve or recommend loan applications within prescribed lending authority.
• Prepare and present authorizations to the Executive Loan Committee on those loan requests that either exceed personal or departmental lending authorities.
• Perform initial site inspections on real estate related loans as well as request follow-up/progress inspections in relation to construction loans.
• Coordinate and work directly with bank approved environment firms, title companies and legal counsel concerning the services that are in relation to specific credit requests.
• Undertake or partake in projects/assignments/committees within the department or Bank as assigned by either the Sr. Vice President/Director or Executive Vice President of the department.
• Contribute actively to Bank CRA initiatives and programs. Participate in community activities to increase the Bank's visibility and generate new business opportunities.
• Actively comply with all applicable laws and regulations to include the Bank Secrecy Act, the Community Reinvestment Act, and all other deposit, lending, or non-deposit service regulations; adhering to the Bank's internal policies, procedures, and risk management responsibilities contained in the Employee Handbook, the Employee Code of Conduct, and other applicable policies.

Knowledge/Abilities/Experience and Training Required:

• Bachelor's degree in business, finance, or economics preferred or comparable formal credit training with a financial institution.
• Minimum of 7 years of commercial lending experience in business development and portfolio management.
• Strong oral and written communication skills.
• Experience in real estate related financing, banking regulations, and commercial loan documentation.
• Ability to analyze a customer/prospect's commercial borrowing/deposit needs and provide them with the products and services that Marquette Bank provides to fulfill their needs.
• Ability to travel and transport customers within the Chicago metropolitan area as needed.
• Intermediate computer literacy with the ability to become efficient using the Banks's computer software systems, Microsoft Excel, and Word.
• Proven record of accomplishment of working with all levels of management.
• Strong customer focus and goal/results oriented.

Physical Demands: The physical demands described here are representative of those that must be met by employees in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Sitting for Extended Periods: Much of the work is performed at a desk using a computer for data analysis, document preparation, communication, etc.
• Requires the ability to operate a computer, enter data, and use software for financial analysis and reporting.
• Travel to meet with clients, visit businesses, or attend industry events.
• Ability to communicate effectively with clients, colleagues and coworkers, both in person and via phone or virtual meetings.
• Occasional lifting or carrying of documents and files (10-15 lbs.).

Work Environment/Conditions

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The noise level in the work environment is usually moderate.

We Care About You. Marquette Bank's total rewards package, for eligible employees, will vary based on the pay type of the position and may include variable pay such as performance-based incentives, commissions, target bonus and discretionary bonus. Marquette Bank also offers health insurance, term life and disability insurance, generous time off and two retirement plans: 401(k) Salary Savings Plan and Employee Stock Ownership Plan (ESOP), as well as other perks including a FREE FunRewards checking account. Available rewards may vary by location, job level, employment status, and years of service. To learn more about our rewards package, please visit: https://emarquettebank.com/about-us/benefits.

You Belong Here. We offer an inclusive workplace to encourage, support and celebrate our diverse employees and the communities in which we work and serve. Our culture is built on a commitment to serve others. Working together, valuing each other and celebrating our uniqueness delivers a better financial future to our customers and neighbors. To learn more about our diversity and inclusion commitment, please visit: https://emarquettebank.com/about-us/diversity-and-inclusion-commitment

Marquette Bank is an Affirmative Action and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.